Secure
Your Future
Whether it's life insurance to protect your loved ones or retirement solutions to ensure financial peace of mind. I’m here to guide you every step of the way, helping you make informed decisions for a secure and comfortable tomorrow.
My Mission
My mission is to provide personalized, transparent, and reliable insurance solutions that help you secure a stable future. I am dedicated to guiding you through every step of the process, offering expert advice and tailored options to protect what matters most.
Coverage
I'll make sure you have the coverage that is right for you and your family.
Term Life Insurance
Term insurance offers affordable, temporary coverage for a set period. Term policies are great for mortgage protection. Protect your loved ones with a straightforward, no-fuss policy that ensures financial security in case of the unexpected. Get peace of mind today with flexible term options.
Whole Life Insurance
Whole life insurance provides lifelong coverage with a guaranteed death benefit and cash value growth. Enjoy peace of mind knowing your family is financially protected for the long term, while building savings over time. Secure your future with a whole life policy today.
Indexed Universal Life Insurance
Indexed Universal Life (IUL) insurance combines flexible coverage with the potential for cash value growth linked to market indexes. Benefit from lifelong protection, while your policy value can grow based on market performance, offering both security and opportunity for the future. Great savings vehicle for kids and for retirement!
Indexed Annuities
Indexed Annuities offer a secure way to grow your retirement savings with potential for higher returns based on market performance, while protecting your principal. Enjoy a steady income stream and peace of mind with a product that balances growth potential and safety.
About Us
Hi, I’m Megan Heatherly, an experienced insurance professional dedicated to helping you find the best coverage for your needs. With a passion for providing personalized service, I focus on delivering clear, trustworthy advice on life insurance, IULs, and annuities. My goal is to ensure you and your loved ones have th e security and peace of mind you deserve. Let's work together to protect your future!
Testimonials
Allyson A.
Megan helped me transfer an old employers 401k into an annuity. Megan was so helpful in helping me figure out the different options I had with this old 401k. Her communication was top notch!
Rhonda H.
My future is now a bright one thanks to Megan. She took the time to carefully explain and answer all of my questions about annuities. The experience with her was a happy, very informative one, and I would highly recommend her for your financial investments!
Jeff D.
Fantastic experience with Megan! She provided clear advice and helped me find the right coverage for my family. Great service and highly recommend!
Frequently Asked Questions
Common Questions Answered for your convenience.
How much life insurance do I need?
Coverage depends on your financial situation, including your income, debts, and future needs (e.g., children's education, mortgage payments, income replacement).
Do I need a medical exam for life insurance?
It depends on the type of policy and your health. For most term life insurance policies, especially for smaller coverage amounts, no exam may be required. However, larger policies may require a medical exam to assess your health.
Do I need a medical exam for an annuity?
Typically, no. Annuities usually do not require medical exams, as they are primarily a financial product.
Can I apply for life insurance if I'm over a certain age or have health issues?
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What is an annuity?
An annuity is a financial product that provides a stream of income, typically for retirement. You can purchase an annuity with a lump sum or through installments.
How does an indexed annuity work?
Your money is tied to a market index, but there is usually a cap on the amount you can earn. The principal is protected, meaning you won’t lose money if the market performs poorly.